One Stop Shop
One Stop Shop
"A" "B" or "C" Tier Mortgage Financing Solutions (Residential and Commercial)
Ongoing Challenges with the Bank
With ever-increasing frequency, clients are approaching us to arrange their mortgage financing after trying the bank first. The most common issues people face (at the bank) are waiting for extended periods for a decision, being bounced from person to person, slow response times to questions, mixed messaging, and/or simply being left in the dark about where they stand in the process.
When the bank receives a financing application that does not check every box, a series of delays generally occurs as it moves through their process. One of the most common reasons the application isn't declined upfront is the signifigant gap that exists between what a bank employee thinks can be done and what the bank's credit department will approve. The "knowledge and experience gap" creates alot of internal bank-and-forth that the applicant doesn't see. It's during these exchanges that valuable time is lost as someone tries unsuccessfully to force a square peg into a round hole. The result is that many applicants unfourtaently end up going down a path of false hope, unrealistic expectations, stress, and missed deadlines.
Working with Us:
As brokers, we specialize in knowing where the application will or will not fit, and we don't need to rely on a single lender and their credit department to get the job done. This makes for a much more efficient process, affording us a better chance of securing approval more often than not.
The truth is that once the mortgage professional has your application and all supporting documents, you should not have to wait long to see the available options.
- No Broker Fees for any A Tier/Bank Mortgage Financing; the lender pays us
- If doing the transaction is not in your best interest, we won't do it just to get paid
- No sales pressure, no unwanted follow-up calls, no limited-time specials...
- No judgement...ever
- We work with everyone, whether your net worth is $1 or $10 million
- Whether your credit is damaged or immaculate
Our Objective Remains to Help Wherever We Can